Bank-grade security

Your money. Your data. Always protected.

We combine certified compliance, modern encryption, and 24/7 monitoring to keep every payment safe. From checkout to settlement.

PCI DSS Level 1
CBK Licensed
ISO 27001
SOC 2
99.99% Uptime

Defense in depth

Security at every layer.

Encryption by default

All data in transit is encrypted with TLS 1.3+. All sensitive data at rest is encrypted with AES-256 and envelope keys.

Hardened infrastructure

Isolated VPCs, multi-AZ redundancy, least-privilege IAM, and continuous patching keep the platform resilient.

24/7 monitoring

SIEM + anomaly detection, real-time alerting, and on-call coverage ensure rapid incident response.

Compliance & certifications

  • PCI DSS compliant card processing
  • Central Bank of Kenya (CBK) regulated partner
  • Data processing aligned with GDPR principles
  • Annual pen-tests and external audits

Access control

  • SSO + MFA for all internal tools
  • Role-based access (RBAC) and just-in-time elevation
  • Hardware-backed keys for production access

Fraud & risk

  • Velocity checks and device fingerprinting
  • ML-assisted transaction scoring
  • Dispute workflows and chargeback management

Data residency & backup

  • Regional hosting with multi-AZ redundancy
  • Encrypted backups with periodic restore tests
  • Customer-data segregation and tokenisation

Incident response

  • Documented runbooks and post-mortems
  • Breach notification procedures
  • 24/7 on-call rotation and SLAs

Responsible disclosure

We welcome security researchers to responsibly disclose vulnerabilities. Submit details to security@fingopay.io.

If you need encryption, ask for our PGP key.

How we protect you

Built for trust. Verified by experts.

Security is not an afterthought at Fingo Pay. Every line of code, every infrastructure decision, and every process is designed with protection as the foundation.

End-to-end encryption

TLS 1.3+ in transit, AES-256 at rest, envelope key management

Zero trust architecture

Every request is authenticated and authorized, no implicit trust

Continuous auditing

Annual pen-tests, external SOC 2 audits, and automated vulnerability scanning

Regulatory compliance

CBK regulated, PCI DSS Level 1, aligned with GDPR principles

Enterprise-grade protection

The same security standards trusted by banks and regulators across East Africa.

AES-256

Encryption

TLS 1.3+

Transport

MFA + SSO

Auth

24/7

Monitoring

FAQs

Common security questions.

Security is a partnership.

Need a custom review, DPIA, or enterprise questionnaire?

PCI DSS Level 1
CBK Licensed
ISO 27001
SOC 2