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Fingo Pay
Collections

Accept Payments for Your
Business Growth

Never miss a sale again. Accept M-Pesa, cards, and bank transfers with our reliable payment infrastructure that your customers trust.

Visualize Your Money Flow

See exactly how payments move through your business—from customer payments to collection accounts to payout accounts.

React Flow

Interactive flow dashboard available in your account after signup

M-Pesa STK Push

Instant payment requests sent directly to your customer's phone. Fast, reliable, and familiar.

CardsSoon

Accept Visa, Mastercard, and local card schemes with PCI-compliant processing.

Instant Settlement

Access your funds within 24 hours with automatic settlements to your account.

Accept Payments

Convert More Customers with Optimized Checkout

Increase conversion with our battle-tested checkout flow. Support for multiple payment methods, one-click payments, and mobile-first design that works everywhere.

100+ payment methods ready

From M-Pesa to international cards—turn on new payment methods with a single click

Mobile-optimized experience

Seamless checkout on any device with responsive design and native M-Pesa integration

Built-in fraud prevention

Advanced fraud detection and velocity checks protect your revenue automatically

Organize Revenue with Multiple Collection Accounts

Create unlimited KES collection accounts to separate revenue streams, manage different business units, or track project performance—all for free.

Unlimited accounts, zero fees

No charges for creating or maintaining collection accounts

Custom shortcodes available

Get your own branded M-Pesa paybill or till number

Real-time tracking

Monitor each account's performance with detailed analytics

Example: Multiple Collection Accounts
🇰🇪

Main Collections

A/C 1234567890

KES 2.4M
🇰🇪

Project Alpha

A/C 0987654321

KES 845K
🇰🇪

Events Revenue

A/C 5555666677

KES 1.2M

Track each account separately in your dashboard

Built for Developers

Integrate FingoPay in minutes with our powerful REST API, comprehensive webhooks, and extensive documentation.

Simple Integration

Start accepting payments with just a few lines of code. Our SDKs handle the complexity while you focus on your business.

// Initialize FingoPay client
const fingo = new FingoPay(apiKey);
const payment = await fingo.
charge({
phone: "+254712...",
amount: 10000,
});

Real-time Webhooks

Get instant notifications for every transaction event. Signed webhooks ensure secure, verified updates.

  • Transaction status updates
  • HMAC signature verification
  • Automatic retry logic
  • Idempotency support

Bank-Grade Security

Every payment is protected by enterprise-grade encryption, fraud detection, and CBK-compliant security measures. Your customers' data is always safe.

Simple, Transparent Pricing

Only 1.2% per transaction. No setup fees, no monthly minimums.

Ksh 500,000
KSh 10KKSh 100M
Your monthly fee (1.2%)Ksh 6,000

Start Accepting Payments Today

Join thousands of businesses already collecting with FingoPay