PAYMENT SERVICES FOR
AFRICA'S AMBITIOUS

FingoPay is a licensed payment gateway built for ambitious African businesses, by entrepreneurs who understand the challenges of building and scaling in Africa. We are part of the Fingo family, which began in 2023 with a digital banking app for young Africans that has grown to serve over 100,000 customers.

In 2024, we acquired our payment gateway license from the Central Bank of Kenya, recognizing the unique needs of businesses across the continent. This led to the launch of FingoPay in 2025—the all-in-one solution combining payments and business banking that ambitious companies deserve.

Our mission is to empower businesses across Africa to accept payments seamlessly, manage finances efficiently, and scale globally with world-class payment infrastructure. FingoPay has partnered with Choice Bank Kenya Limited, a CBK-licensed institution, providing secure banking services and regulatory compliance across our platform.

Businesses in Africa struggle to access reliable payment infrastructure—facing weeks of integration time, hidden fees ranging from 3-5%, unpredictable settlement schedules, and limited payment options. Small and medium businesses are often excluded by traditional providers who demand complex processes, high minimum volumes, and lack modern features like webhooks, multi-currency support, and real-time analytics.

Africa has a median age of just 18, the youngest and fastest growing continent in the world. By 2050, ⅓ of the world's young people (under 35) will reside in Africa. This vibrant, ambitious generation is building businesses that deserve payment infrastructure as modern as their vision—simple to integrate, transparent in pricing, and powerful enough to compete globally.

FingoPay allows businesses to integrate payments in minutes with our developer-friendly API, receive transparent 1.2% pricing with no hidden fees, and access features like multi-currency accounts, instant settlements, custom M-Pesa shortcodes, and powerful analytics—everything needed to compete globally while serving local customers with confidence.